Lender policies
Answers for every file.
Pyrite, self-employed income, gifts, rental income, child benefits, flood zones. Ask the way you would ask a colleague.
The colleague who knows every lender policy by heart.
Québec lender policies and documents, by text. In English or French.
At this hour, nobody wants to dig through hundreds of pages. Text your question.
Broker Assistant has already read the lender policies: the answer arrives in seconds.
Calculations
Does the math.
Purchase capacity, payments with the CMHC premium and the tax on it, assumptions shown.
Welcome tax
Every municipality in Québec.
The municipality’s 2026 brackets, line by line.
Documents
Sends the forms.
Gift letters, rental worksheets, lender forms. Right in the conversation, and by email if you ask.
English or French
In your language.
Write in English or French, in the same conversation.
No app.No waiting.Just a text.
Frequently asked questions
Where do the answers come from?
From the available lender policies, and built-in calculators for the math. Conditions can change: confirm key criteria with the lender before submitting a file.
Do I need to install an app?
No. You text a number, the way you would text a colleague. Nothing to install, no account to create.
Can I get a gift letter or a rental worksheet?
Yes. Ask for a gift letter, a rental worksheet or another form and name the lender: the file arrives in the conversation, and by email if you ask.
What about my clients’ personal information?
Not needed: describe the situation without names, SINs, contact details or documents.
Does it work in English?
Yes. Write in English or French, in the same conversation.
How do I start?
Tap “Text my assistant”: your messaging app opens with a first message ready to send. Messaging charges may apply depending on your plan.
Resources for mortgage brokers
See how Broker Assistant speeds up the research that keeps coming back in a mortgage file, while the important decisions and checks stay in the hands of the broker and the lender.
Welcome tax calculatorEstimate the 2026 transfer duties by municipality and purchase price.
Lender policiesSearch and compare the criteria that change whether a file qualifies. Page in French.
Mortgage documentsAsk for the available forms, then receive them by email. Page in French.
Text-message assistantAsk a question in English or French and keep working on the same file. Page in French.